Terms of Service
These Terms of Service ("Terms") govern access to and use of k-dexcapx's website, research outputs, and related services (the "Services"). This is a general draft provided for informational purposes and should be reviewed by qualified legal counsel before publication, as it does not constitute legal advice and has not been tailored to any specific jurisdiction.
1. Acceptance of Terms
By accessing or using k-dexcapx's website or any associated research tools, reports, or communications, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you should not access or use the Services.
2. Nature of the Services
k-dexcapx provides AI-assisted allocation analysis, research commentary, and informational content intended to support independent decision-making by remote professionals and location-independent investors. The Services are informational and educational in nature. Nothing presented through the Services constitutes personalized financial, investment, tax, or legal advice, and no output should be construed as a recommendation to buy, sell, or hold any specific asset.
3. No Investment Advice or Guarantee
k-dexcapx is not a registered investment adviser, broker-dealer, or financial institution, and nothing in these Terms or in the Services should be interpreted as establishing such a relationship. Historical analysis, modelling, and commentary are illustrative only and do not guarantee future performance. All investment decisions carry risk, including the potential loss of principal, and you are solely responsible for evaluating the suitability of any decision made using information derived from the Services.
4. Eligibility and Account Responsibilities
You represent that you have the legal capacity to enter into these Terms and that any information you provide to k-dexcapx is accurate and current. If an account or access credentials are issued to you, you are responsible for maintaining their confidentiality and for all activity that occurs under your access.
5. Acceptable Use
You agree not to misuse the Services, including but not limited to: attempting unauthorized access to systems or data; reverse engineering or scraping proprietary models or content; redistributing or reselling research outputs without authorization; or using the Services in a manner that could damage, disable, or impair k-dexcapx's infrastructure or interfere with other users' access.
6. Intellectual Property
All content made available through the Services, including text, analysis frameworks, visual design, and underlying methodology, is the property of k-dexcapx or its licensors and is protected by applicable intellectual property laws. Except as expressly permitted, no part of the Services may be copied, modified, distributed, or exploited for commercial purposes without prior written consent.
7. Third-Party Links and Content
The Services may reference or link to third-party sources, tools, or websites. k-dexcapx does not control and is not responsible for the accuracy, availability, or practices of any third-party content. Inclusion of a link does not imply endorsement.
8. Disclaimers
The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement. k-dexcapx does not warrant that the Services will be uninterrupted, error-free, or free of inaccuracies.
9. Limitation of Liability
To the fullest extent permitted by applicable law, k-dexcapx, its affiliates, officers, and representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or financial opportunity arising from or related to your use of, or inability to use, the Services, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless k-dexcapx and its representatives from any claims, liabilities, damages, losses, or expenses arising out of your use of the Services or your violation of these Terms.
11. Suspension and Termination
k-dexcapx reserves the right to suspend or terminate access to the Services, with or without notice, for conduct that violates these Terms or that k-dexcapx believes is harmful to other users, third parties, or the integrity of the Services.
12. Changes to the Services or Terms
k-dexcapx may update, modify, or discontinue any part of the Services at any time. These Terms may also be revised periodically; continued use of the Services after changes take effect constitutes acceptance of the revised Terms. The "Last updated" date above reflects the most recent revision.
13. Governing Law
These Terms shall be governed by the laws applicable in the jurisdiction in which k-dexcapx is registered, without regard to conflict-of-law principles. [Insert specific governing law and jurisdictional details as applicable — placeholder.]
14. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
15. Contact
Questions regarding these Terms may be directed through the contact details provided on our Contact page.